Saturday, January 28, 2006

Carter Franke update, Part VI

"So the guy does not blog for seven weeks, and he comes back only to complain about junk mail?"

Yes--this is who I am. Deal with it.

The sad fact is that the pile was getting too tall to ignore. Since my last post on this topic, October 12, 2005, I had accumulated an additional 44 credit card offers. Sadly, no magnets or other potential toys; just offers of low, low rates, partially fixed, then floating, laden with incentives such as cash back (within certain parameters), frequent flier miles, and the opportunity to show my school spirit.

That last one, from the KU Alumni Association, was painful. I am all about school spirit, but those folks already send me enough junk mail without credit card offers--and I already send the school money in outright gifts. Is it reasonable to expect a part of my interest-payment pie as well? Hmmmmm.

My plan is to continue counting until July 2, 2006, when I will try the opt-out programs occasionally advertised in tiny print at the bottom of mailers to see whether they are flagrantly fraudulent or merely misleading. For now, this is the way it looks:

Current standings:
Pat W. Johnston (Capital One): 34 letters (and six magnets!)
Carter Franke (Chase): 29 letters
Janine D. Marrone (MNBA): 15 letters Susan Sobbott (American Express): 13 letters
Matthew McKenna (Bank of America): 5 letters
Thrivent Financial Bank, GM, Jeep, Sallie Mae, JC Penney, State Farm, Disney, Citi, and --sadly--the KU Alumni Association (Other): 16 letters

Combined Total since July 2, 2005: 112 offers